Educational Employees Credit Union (EECU) in Fresno is a not-for-profit financial cooperative that provides a wide range of financial services to its members. As a credit union, EECU is owned and controlled by its members, who are primarily composed of educational employees and their families. The credit union's mission is to provide its members with exceptional financial services, competitive rates, and personalized attention.
History and Membership
EECU was founded in 1934 with the goal of serving the financial needs of educational employees in the Fresno area. Over the years, the credit union has grown to serve over 30,000 members, with assets exceeding $500 million. Membership is open to employees of schools, colleges, and universities, as well as their families and retirees. Membership benefits include access to a range of financial products and services, including checking and savings accounts, loans, credit cards, and investment services.
Financial Products and Services
EECU offers a variety of financial products and services designed to meet the needs of its members. These include checking accounts with no monthly maintenance fees, savings accounts with competitive interest rates, and certificates of deposit with flexible terms. The credit union also offers a range of loan products, including auto loans, personal loans, and home loans. In addition, EECU provides credit cards with competitive interest rates and rewards programs, as well as investment services through its partnership with LPL Financial.
| Financial Product | Rates and Terms |
|---|---|
| Checking Account | No monthly maintenance fees, no minimum balance requirement |
| Savings Account | 2.00% APY, no minimum balance requirement |
| Certificate of Deposit | 2.50% APY, 12-month term |
| Auto Loan | 3.50% APR, 60-month term |
| Personal Loan | 6.00% APR, 36-month term |
Community Involvement
EECU is committed to giving back to the community through its support of local educational initiatives and charitable organizations. The credit union partners with local schools to provide financial education and resources to students, and also supports community events such as the Fresno Fair and the Clovis Rodeo. In addition, EECU offers scholarships to high school students and grants to local non-profit organizations.
Branch and ATM Locations
EECU has several branch locations throughout the Fresno area, including locations in Fresno, Clovis, and Madera. The credit union also participates in the CO-OP ATM network, which provides members with access to over 30,000 surcharge-free ATMs nationwide. Online banking and mobile banking services are also available, allowing members to manage their accounts and conduct transactions from the convenience of their own homes.
What are the benefits of joining EECU?
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As a member of EECU, you can enjoy competitive rates, lower fees, and personalized attention. You’ll also have access to a range of financial products and services, including checking and savings accounts, loans, credit cards, and investment services.
How do I become a member of EECU?
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To become a member of EECU, you must be an employee of a school, college, or university, or be a family member of an existing member. You can apply for membership online or in person at one of our branch locations.
What types of loans does EECU offer?
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EECU offers a range of loan products, including auto loans, personal loans, and home loans. We also offer student loans and home equity loans. Our loan rates and terms are competitive, and we offer personalized service to help you find the loan that’s right for you.
